Premiums
Monthly Employee Contributions for IU-Sponsored Healthcare Plans

Learn about the 2025 health care plans—download plan summaries, view next year’s premiums, & find more resources.

On this page: Medical | Dental

Printer-friendly version: 2024

Medical Plans

2024 Premiums

Subtract $15 monthly for an employee or spouse ($30 for both) who does not use tobacco and complete a tobacco-free affidavit.

2024 medical plans monthly premiums
Medical Plan Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total Monthly Premium
Less than $38,100 $38,100 to
$66,949		 $66,950 to
$99,999		 $100,000 to
$149,999		 $150,000 to
$199,999		 $200,000 to
$249,999		 $250,000
and Above
Employee-Only Coverage
Anthem PPO HDHP $47.82 $63.98 $83.27 $104.90 $127.32 $155.06 $179.96 $461.08
Anthem PPO $500 Deductible $167.81 $202.82 $262.66 $313.64 $366.51 $421.39 $478.28 $1,103.70
Employee and Child(ren) Coverage
Anthem PPO HDHP $86.06 $115.17 $149.89 $188.80 $229.17 $279.10 $323.92 $882.13
Anthem PPO $500 Deductible $302.05 $365.09 $472.80 $564.55 $659.72 $758.49 $860.92 $2,097.01
Employee and Spouse Coverage
Anthem PPO HDHP $126.72 $169.55 $220.67 $277.96 $337.41 $410.90 $476.89 $1,228.01
Anthem PPO $500 Deductible $444.70 $537.50 $696.08 $831.16 $971.25 $1,116.68 $1,267.50 $2,924.77
Family Coverage
Anthem PPO HDHP $153.01 $204.76 $266.46 $335.65 $407.44 $496.19 $575.85 $1,390.47
Anthem PPO $500 Deductible $536.99 $649.02 $840.54 $1,003.63 $1,172.83 $1,348.43 $1,530.54 $3,311.07

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • The total monthly premium is the sum of the employee contribution plus the university's contribution towards the employee's coverage. 
  • Eligible employees can elect medical coverage with or without electing dental coverage.
  • Faculty appointed as 10-month academic employees who do not receive pay in the summer, will have medical plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.

Dental Plan

2024 Premiums

2024 dental plan monthly premiums
Coverage Level Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total
Monthly
Premium
Below $38,100 $38,100 to
$66,949		 $66,950 &
Above
Employee Only $8.88 $11.14 $13.24 $41.86
Employee w/ Child(ren) $16.00 $20.09 $23.81 $75.39
Employee w/ Spouse $20.87 $26.22 $31.06 $98.34
Family $30.42 $38.22 $45.30 $143.43

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have dental plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.