2023 Premiums
Monthly Employee Contributions for IU-Sponsored Healthcare Plans

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Medical Plans

The premiums listed below do not include the monthly premium reduction for signing a Tobacco-free Affidavit or completing the Quit for Life tobacco cessation program each year. The reduction is $25 per month for the employee or spouse (or $50 for both).

2023 medical plans monthly premiums
Medical Plan Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total
Monthly
Premium
Below $37,000 $37,000 to
$64,999		 $65,000 to
$99,999		 $100,000 to
$149,999		 $150,000 to
$199,999		 $200,000 to
$249,999		 $250,000
and Above
Employee-Only Coverage
Anthem PPO HDHP $46.20 $61.82 $80.45 $101.35 $123.01 $149.82 $173.87 $428.20
Anthem PPO $500 Deductible $162.14 $195.96 $253.78 $303.03 $354.12 $407.14 $462.11 $1,024.99
Employee and Child(ren) Coverage
Anthem PPO HDHP $83.15 $111.28 $144.82 $182.42 $221.42 $269.66 $312.97 $819.23
Anthem PPO $500 Deductible $291.84 $352.74 $456.81 $545.46 $637.41 $732.84 $831.81 $1,947.47
Employee and Spouse Coverage
Anthem PPO HDHP $122.43 $163.82 $213.21 $268.56 $326.00 $397.00 $460.76 $1,140.44
Anthem PPO $500 Deductible $429.66 $519.32 $672.54 $803.05 $938.41 $1,078.92 $1,224.64 $2,716.20
Family Coverage
Anthem PPO HDHP $147.84 $197.84 $257.45 $324.30 $393.66 $479.41 $556.38 $1,291.31
Anthem PPO $500 Deductible $518.83 $627.07 $812.12 $969.69 $1,133.17 $1,302.83 $1,478.78 $3,074.95

 

Dental Plan

2023 dental plan monthly premiums
Coverage Level Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total
Monthly
Premium
Below $37,000 $37,000 to
$64,999		 $65,000 &
Above
Employee Only $8.88 $11.14 $13.24 $41.86
Employee w/ Child(ren) $16.00 $20.09 $23.81 $75.39
Employee w/ Spouse $20.87 $26.22 $31.06 $98.34
Family $30.42 $38.22 $45.30 $143.43

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have dental plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.