2021 Premiums
Monthly Employee Contributions for IU-Sponsored Health Plans

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2021 Medical Plans

Subtract $25 per month for an employee or spouse ($50 for both) who do not use tobacco and complete a tobacco-free affidavit.

Monthly Employee Contribution
Employee’s Annual Base Salary* 		Total
Monthly
Premium
Below $35,000 $35,000 -
$59,999		 $60,000 -
$99,999		 $100,000 -
$149,999		 $150,000 -
$199,999		 $200,000 -
$249,999		 $250,000
and Above
Employee-Only Coverage
IU Health HDHP $36.83 $49.38 $64.57 $81.46 $99.01 $120.64 $140.09 $328.46
Anthem PPO HDHP $43.77 $58.58 $76.22 $96.02 $116.56 $141.95 $164.74 $385.98
Anthem PPO $500 Deductible $153.62 $185.67 $240.45 $287.12 $335.53 $385.76 $437.85 $923.95
Employee and Child(ren) Coverage
IU Health HDHP $66.30 $88.90 $116.25 $146.63 $178.20 $217.14 $252.15 $628.44
Anthem PPO HDHP $78.78 $105.44 $137.22 $172.84 $209.80 $255.50 $296.53 $738.48
Anthem PPO $500 Deductible $ 276.52 $334.22 $432.82 $516.82 $603.94 $694.36 $788.14 $1,755.49
Employee and Spouse Coverage
IU Health HDHP $97.61 $130.87 $171.14 $215.87 $262.36 $319.69 $371.23 $874.85
Anthem PPO HDHP $116.00 $155.22 $202.01 $254.46 $308.89 $376.16 $436.57 $1,028.02
Anthem PPO $500 Deductible $ 407.10 $492.05 $637.23 $760.88 $889.13 $1,022.26 $1,160.34 $2,448.45
Family Coverage
IU Health HDHP $ 117.87 $158.02 $206.65 $260.68 $316.80 $386.03 $448.28 $990.57
Anthem PPO HDHP $ 140.07 $187.45 $243.93 $307.27 $372.99 $454.24 $527.17 $1,164.02
Anthem PPO $500 Deductible $ 491.59 $594.15 $769.47 $918.78 $1,073.67 $1,234.42 $1,401.14 $2,771.84

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • Eligible employees are able to elect medical coverage with or without electing dental coverage.
  • Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have medical plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.

 

2021 Dental Plan

Coverage Level Monthly Employee Contribution
Employee’s Annual Base Salary* 		Total
Monthly
Premium
Below
$35,000		 $35,000 -
$59,999		 $60,000
and Above
Employee Only $8.28 $10.38 $12.33 $39.01
Employee w/Child(ren) $14.90 $18.71 $22.19 $70.24
Employee w/Spouse $19.44 $24.43 $28.94 $91.63
Family $28.35 $35.61 $42.20 $133.64

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • Eligible employees are able to elect dental coverage with or without electing medical coverage.
  • Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have dental plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.