Premiums
Monthly Employee Contributions for IU-Sponsored Healthcare Plans

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Medical Plans

2025 Premiums

You can reduce your monthly medical plan premium by $7.50 for yourself or your spouse (or $15 for both) by signing a Tobacco-free Affidavit or completing the Indiana Quitline tobacco cessation program each year.

2025 medical plans monthly premiums
Medical Plan Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total Monthly Premium
Less than $39,500 $39,500 to
$68,999		 $69,000 to
$99,999		 $100,000 to
$149,999		 $150,000 to
$199,999		 $200,000 to
$249,999		 $250,000
and Above
Employee-Only Coverage
Anthem PPO HDHP $48.54 $64.94 $84.52 $106.47 $129.93 $157.39 $182.66 $483.36
Anthem PPO $500 Deductible $170.33 $205.86 $266.60 $318.34 $372.01 $427.71 $485.45 $1,180.96
Employee and Child(ren) Coverage
Anthem PPO HDHP $87.35 $116.90 $152.14 $191.73 $232.61 $283.29 $328.78 $943.88
Anthem PPO $500 Deductible $306.58 $370.57 $479.89 $573.02 $669.62 $769.87 $873.83 $2,243.80
Employee and Spouse Coverage
Anthem PPO HDHP $128.62 $172.09 $223.98 $282.13 $342.47 $417.06 $484.04 $1,313.97
Anthem PPO $500 Deductible $451.37 $545.56 $706.52 $843.63 $985.82 $1,133.43 $1,286.51 $3,129.50
Family Coverage
Anthem PPO HDHP $155.31 $207.83 $270.46 $340.68 $413.55 $503.63 $584.49 $1,487.80
Anthem PPO $500 Deductible $545.04 $658.76 $853.15 $1,018.68 $1,190.42 $1,368.66 $1,553.50 $3,542.84

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • The total monthly premium is the sum of the employee contribution plus the university's contribution towards the employee's coverage. 
  • Eligible employees can elect medical coverage with or without electing dental coverage.
  • Faculty appointed as 10-month academic employees who do not receive pay in the summer, will have medical plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.

Dental Plan

2025 Premiums

2025 dental plan monthly premiums
Coverage Level Monthly Employee Contribution
Employee’s Annual Base Salary*		 Total
Monthly
Premium
Below $39,500 $39,500 to
$68,999		 $69,000 &
Above
Employee Only $8.88 $11.14 $13.24 $41.86
Employee w/ Child(ren) $16.00 $20.09 $23.81 $75.39
Employee w/ Spouse $20.87 $26.22 $31.06 $98.34
Family $30.42 $38.22 $45.30 $143.43

*Important Notes:

  • Employee contributions are deducted before taxes.
  • The salary band is determined by the annual base salary at the time payroll runs each pay period.
  • Faculty appointed as 10-month Academic employees who do not receive pay in the summer, will have dental plan premiums caught up when they return in August. This means premiums from June, July, and August will all be deducted from the August paycheck.
  • Special note for dually employed IU and IU Health Physicians: For School of Medicine faculty who are dually employed by IU and IU Health or the VA, the annual base salary includes both the IU base salary and IU Health compensation, as determined by the School of Medicine.