Birth or Adoption

If you are expecting a newborn or if a child becomes eligible for coverage, you can easily change your benefit plans.

If you are covered by an IU-sponsored medical plan, your newborn will automatically be covered from birth to the first 31 days, provided that:

• You were covered under the plan on the child’s date of birth.
• The newborn meets the definition of an eligible dependent.

However, notice to your plan administrator does not automatically add the newborn to your medical or dental plan. You must submit a life event change request through the Employee Center. Coverage will be effective as of the date of the birth, adoption, or placement for adoption.

Go to Employee Center

Flexible spending accounts (FSA)

You may take the following actions in relation to your flexible spending accounts (FSA). The action must be consistent with the qualifying event:

• Enroll in a healthcare and/or dependent care spending account.
• Increase your healthcare and/or dependent care pending account election (if already enrolled).

Health savings account (HSA)

If you have a high deductible health plan (HDHP), you are also eligible to enroll in a health savings account (HSA). Once enrolled, you may change your contribution amount at any time by completing an HSA Enrollment/Change form.

However, as a note, if you enroll in the HSA or change your HDHP coverage level on or after October 1, you will not receive IU’s contribution to your HSA for the remainder of the calendar year.