Marriage

You may take the following actions:

• Add your spouse or stepchildren to your IU plan.
• If you are not currently covered under an IU plan, enroll yourself and your spouse/children in an IU plan.
• Drop your coverage altogether, but only if you enroll in your spouse’s plan.
• Drop your currently covered children from your plan, but only if you enroll them in your spouse’s plan.

You may take the following actions:

• Add or drop coverage for yourself and/or your spouse (if you’re enrolled in critical illness coverage, your eligible children are automatically enrolled at 50% of your coverage level).
• Increase or decrease your employee plan coverage.

You may take the following actions:

• Add or drop coverage.
• Increase or decrease the coverage level.

You may take the following actions. The action must be consistent with the qualifying event.

• Enroll in a healthcare and/or dependent care spending account.
• Increase or decrease your healthcare and/or dependent care spending account election (if already enrolled).

If you enroll in a high deductible health plan (HDHP) you are also eligible to enroll in a health savings account (HSA). Once enrolled, you may change your contribution amount at any time by completing an HSA Enrollment/Change form online at the Employee Center.

Your spouse’s benefit plan enrollments may affect your eligibility to make tax-free contributions to an HSA. Be sure to review the eligibility requirements prior to enrollment.

Note: if you enroll in the HSA or change your HDHP coverage level on or after October 1, you will not receive IU’s contribution to your HSA for the remainder of the calendar year.