IU Residents

IU values its residents and offers a benefits package designed to support your well-being and professional growth. Explore the benefits available to you as an IU resident below.

You’re eligible for IU resident benefits if you’ve been appointed by the IU School of Medicine Office of Graduate Medical Education or the IU School of Optometry. The benefits you can access depend on your employment status:

• Full-time (75-100% FTE): Eligible for the full range of benefits
• Part-time (50-74% FTE): Eligible for all benefits except flexible spending accounts, Life and AD&D insurance, Critical Illness insurance, and Supplemental AD&D insurance

Please review important federal notices to understand your rights and benefits, comply with legal requirements, and make informed decisions.

Your coverage as a resident is effective on the first day of active employment as an eligible resident as long as you enroll within 30 days of becoming eligible (typically your date of hire).

Please note that your coverage will not be activated until the university and the plan vendor receive and process your benefit enrollments.

Between your employment and the activation of your coverage, you may have to pay for healthcare costs out-of-pocket, and then submit claims for reimbursement once your coverage is activated.

Once your enrollment is processed, your coverage will be backdated to begin on the date you became eligible for benefits (typically your hire date).

Leaves of absence: If you’re on leave when you first become eligible, your coverage will start on your first day of active work.

Your coverage will terminate when:

• Your employment terminates, or
• You are no longer eligible for your coverage class.

Dependent coverage ends on the date the dependent no longer meets the criteria for dependent eligibility.