You’re eligible for IU resident benefits if you’ve been appointed by the IU School of Medicine Office of Graduate Medical Education or the IU School of Optometry. The benefits you can access depend on your employment status:
The university or the hospital where you’re completing your residency covers the full cost of your monthly premiums for medical, dental, life, and disability insurance. This coverage extends to your eligible dependents, too. You’re responsible for any out-of-pocket costs for health care, including deductibles, copays, and coinsurance.
Learn about paying for health care
If you choose to enroll in additional voluntary benefits, including the dependent care or healthcare flexible spending account (FSA), critical illness insurance, or supplemental AD&D insurance, or make contributions to an IU supplemental retirement plan, you pay those premiums through payroll deductions.
Workplace Mental Health is a great place to find mental health resources, including the EAP.
More health programs at IU:
Your coverage as a resident begins on your first day of active employment as long as you enroll within 30 days of becoming eligible (typically your date of hire).
Please note that your coverage won't be active until the university and the plan vendors receive and process your benefit enrollments. During this time, you may have to pay for healthcare costs out-of-pocket, and then submit claims for reimbursement once your coverage is activated.
Leaves of absence: If you’re on leave when you first become eligible, your coverage will start on your first day of active work.
When coverage ends: Your coverage ends when your employment terminates or you are no longer eligible. Dependent coverage ends when a dependent no longer meets the eligibility.
You can change your benefits and add or remove dependents during the annual Open Enrollment period each fall.
At other times of the year, there are some changes you can make if you have a qualifying life event, such as marriage/divorce, birth of a child, or you become eligible for Medicaid/Medicare.
Find answers to our top questions and learn how to get in touch if you can’t find what you need on our website.
INDIANA UNIVERSITYHUMAN RESOURCES
