Enrollment & Plan Changes

How to enroll in or make changes to a retirement plan

Base Retirement Plan

When you begin your journey as an IU employee, you are automatically enrolled in the appropriate base retirement plan according to your job classification. 

Here are the next steps you’ll need to take:

  • Review the investment options available to you at IU
  • Create a Fidelity NetBenefits account at NetBenefits.com/Indiana which enables you to:
    • Select the investments that are best for your situation
    • Designate your primary beneficiary

Supplemental retirement plans

You can enroll in one or both of IU’s supplemental retirement plans at any time during the year.

To enroll in the IU Tax Deferred Account (TDA) or 457(b) Retirement Plan at any time, submit an online optional benefit change in IU’s Employee Center or submit a paper form to IU Human Resources.

Salary deferrals and catch-up contributions will begin as soon as is administratively feasible following your election. Be sure to review the IRS annual contribution limits before enrolling in a plan. 

Get help with your retirement decisions

IU-dedicated consultants are available to meet you year-round at no cost. They can help you understand your plans, investments, and distribution options. Whether you’re just getting started, planning for retirement, or somewhere in between, they’re here to assist you.

 Fidelity: Call Fidelity at +1-800-642-7131 or use their online scheduling tool to make an appointment. For other questions contact Fidelity Customer Service at +1-800-343-0860.

PERF: If you’re enrolled in the Public Employees Retirement Plan (PERF) you can schedule a one-on-one appointment at bookwithinprs.timetap.com or by calling +1-844-464-6777.

IU Human Resources: You can also meet with an IU retirement specialist by requesting an appointment at askHR@iu.edu or +1-812-856-1234.

Making changes to your retirement plans

Your contributions to supplemental retirement plans can be made on a pre-tax or after-tax Roth basis. Contributions can be a flat-dollar amount or a percentage of pay, but cannot exceed the IRS annual contribution limits. Use Fidelity’s Contribution Maximizer or call +1-800-642-7131 to help you determine your maximum allowed contribution.

To make changes to your contributions at any time, submit an online optional benefit change or submit a paper form to IU Human Resources.

Keep your beneficiary decisions up to date

It’s important to make sure that you have designated your beneficiaries for your life, retirement, and health savings plans. We recommend you review these decisions at least once a year and consider updating them when you experience a major life event—such as marriage or the birth of a child—or when you update your will or estate.

How to add or change your beneficiaries

Manage your benefits in IU’s Employee Center

If you want to see a summary of your benefits, make changes due to an IRS-qualified life event, change/add beneficiaries, get tax information, or make optional benefit changes (such as changing the amount of your HSA contribution), visit the Employee Center at One.IU.

Visit the employee self-service portal