Visiting Scholars, International Students, and Intensive English Program Students (IEP)
International Student Health Insurance 2023-2024
On this page: Highlights | Additional Services & Benefits | Eligibility & Enrollment | Dependents | Premiums & Deadlines | Travel and AD&D Insurance | Plan Documents | Questions
This plan is administered by Anthem Student Insurance Plans and University Health Plans (UHP). Participation in this plan is mandatory for Indiana University International Students, Intensive English Program Students (IEP & PIE), and Visiting Scholars.
The International Student Health Plan offers medical, prescription, vision, and dental coverage for one premium. Review the plan documents and resources for details about your coverage including out-of-pocket costs, claims procedures, coverage while traveling nationwide or overseas, and exclusions.
Plan Highlights
- The plan year begins August 1 and ends July 31 the following year. Deductibles and out-of-pocket amounts restart annually on August 1
- Annual deductible of $500 single / $1,500 family for in-network coverage or $750 single/ $2,250 family for out-of-network coverage
- In-network preventive care covered at 100%
- IU Health Center copay of $15
- Office visit copay of $25 after deductible
- Urgent Care copay of $50 after deductible; Emergency Room copay of $100 after deductible
- Most other services covered with 20% coinsurance after deductible
- Includes therapy, behavioral health, mental health and substance use disorder services; See student brochure or plan booklet for more information
- Vision care coverage through Anthem Blue View Vision, including an annual eye exam with a $20 copay and discounts for vision wear
- Dental care coverage through Anthem Blue Cross and Blue Shield Dental Complete, including diagnostic and preventive services covered at 100% when using in-network providers
Resources
Health Clinics
Actions
Coverage While Traveling
Additional Services and Benefits
- Your benefits follow you wherever you go, offering coverage across the U.S. and overseas (some exclusions apply)
- 24/7 emergency travel services and accidental death & dismemberment (AD&D) benefit through Academic Emergency Services
- 24/7 virtual access to doctors through LiveHealth Online
- 24/7 Nurseline for guidance on non-emergency health questions and concerns (call 844-545-1429)
- Sydney Health app to access your Anthem ID card, find a provider, see claims, and more
- 24/7 access to confidential counseling and support through the Student Assistance Program
Student Eligibility & Enrollment
Participation in this plan is mandatory for Indiana University International Students, Intensive English Program Students (IEP & PIE), and Visiting Scholars. If you are an International or Intensive English student, you are automatically enrolled in the plan each semester and billed for the premium through your bursar account. For more information on enrollment, please contact your campus international student office. If you are a Visiting Scholar, you should contact your department or campus international student office for enrollment and payment information.
Dependent Eligibility & Enrollment
As an eligible student, you have the option to insure your spouse and unmarried children under age 26 for an additional cost. Coverage is only available to your dependents if and when you are insured under the plan. Enrollment can be completed online or by submitting a paper form to University Health Plans (UHP). Regardless of your enrollment method, UHP must receive your application and premium payment no later than the enrollment deadline listed in the next section. Dependent premiums can be paid in full at the time of enrollment or by monthly installments; however, they cannot be charged to your bursar account.
How to Enroll Your Dependents
- Visit the UHP Website.
- Select "International Students & Visiting Scholars”.
- Select “International Dependent Enrollment Form” from the left-hand menu, then your plan from the list.
- Enter the requested information and provide a copy of any required documentation.
If the enrollment deadline has passed, you cannot enroll your dependents until the next coverage period, unless there has been a significant life change known as an IRS-qualifying life event (i.e., marriage, birth, loss of prior coverage). In that case, you have 30 days from the date of the event to make changes to your plan. Coverage is then backdated to the loss of other insurance so that there is no break in coverage. Contact the Student Insurance Specialist at 812-856-4650 or for more information.
Premiums & Deadlines
International Student Medical Premiums
| Annual | Fall | Spring / Summer | Summer | |
|---|---|---|---|---|
| Student* | $1,768.00 | $739.08 | $1,028.92 | $294.66 |
| Spouse** | $1,768.00 | $739.08 | $1,028.92 | $294.66 |
| Child** | $1,768.00 | $739.08 | $1,028.92 | $294.66 |
| Children** | $3,536.00 | $1,478.16 | $2,057.84 | $589.32 |
| Family** | $5,304.00 | $2,217.25 | $3,086.75 | $883.98 |
| Coverage Period | Aug. 1, 2023 to July 31, 2024 |
Aug. 1, 2023 to Dec. 31, 2023 |
Jan.1, 2024 to July 31, 2024 |
June 1, 2024 to July 31, 2024 |
| Dependent Enrollment Deadline | Sept. 15, 2023 | Sept. 15, 2023 | Jan. 31, 2024 | June 15, 2024 |
*Premiums for student coverage are billed to your bursar account. International Students are automatically enrolled—no enrollment form is required. Visiting Scholars should contact their campus international student office for enrollment and payment information. ** Dependent premiums do not include the cost of coverage for the student. (The dollar amounts listed are the cost to add the dependent coverage only.) Dependent premiums can be paid in full at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account. |
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IEP & PIE Students Only
IEP Premiums
| Fall I | Fall II | Spring I | Spring II | Summer I | Summer II | |
|---|---|---|---|---|---|---|
| Student* | $328.44 | $410.55 | $265.65 | $304.29 | $236.67 | $222.18 |
| Spouse** | $328.44 | $410.55 | $265.65 | $304.29 | $236.67 | $222.18 |
| Child** | $328.44 | $410.55 | $265.65 | $304.29 | $236.67 | $222.18 |
| Children** | $656.88 | $821.10 | $531.30 | $608.58 | $473.34 | $444.36 |
| Family** | $985.32 | $1,231.65 | $796.95 | $912.87 | $710.01 | $666.54 |
| Coverage Period | Aug. 1, 2023 to Oct. 7, 2023 | Oct. 8, 2023 to Dec. 31, 2023 | Jan. 1, 2024 to Feb. 24, 2024 | Feb. 25, 2024 to April 27, 2024 | April 28, 2024 to June 15, 2024 | June 16, 2024 to July 31, 2024 |
| Dependent Enrollment Deadline | Sept. 15, 2023 | Nov. 3, 2023 | Jan. 26, 2024 | March 22, 2024 | May 24, 2024 | July 12, 2024 |
*Premiums for students will be billed to their bursar account. No enrollment form is required for Intensive English Program Students. ** Dependent premiums do not include the cost of coverage for the student. (The dollar amounts listed are the cost to add the dependent coverage only.) Dependent premiums can be paid in full at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account. |
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PIE Premiums
| Fall I | Fall II | Spring I | Spring II | Summer I | Summer II | |
|---|---|---|---|---|---|---|
| Student* | $357.42 | $381.57 | $284.97 | $313.95 | $231.84 | $198.03 |
| Spouse** | $357.42 | $381.57 | $284.97 | $313.95 | $231.84 | $198.03 |
| Child** | $357.42 | $381.57 | $284.97 | $313.95 | $231.84 | $198.03 |
| Children** | $714.84 | $763.14 | $569.94 | $627.90 | $463.68 | $396.06 |
| Family** | $1,072.26 | $1,144.71 | $854.91 | $941.85 | $695.52 | $594.09 |
| Coverage Period | Aug. 1, 2023 to Oct. 13, 2023 | Oct. 14, 2023 to Dec. 31, 2023 | Jan. 1, 2024 to Feb. 28, 2024 | Feb. 29, 2024 to May 3, 2024 | May 4, 2024 to June 20, 2024 | June 21, 2024 to July 31, 2024 |
| Dependent Enrollment Deadline | Sept. 15, 2023 | Nov. 11, 2023 | Jan. 26, 2024 | March 22, 2024 | May 31, 2024 | July 19, 2024 |
*Premiums for students will be billed to their bursar account. No enrollment form is required for Program for Intensive English students. ** Dependent premiums do not include the cost of coverage for the student. (The dollar amounts listed are the cost to add the dependent coverage only.) Dependent premiums can be paid in full at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account. |
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Medical Coverage While Traveling
Your medical coverage follows you wherever you go, including nationwide and overseas. As an Anthem member, you have access to care across the country through the BlueCard PPO program, and outside the U.S. through the Blue Cross Global Core program. Visit the Student Travel Coverage page to learn more, including how to find doctors and how to access emergency or non-emergency healthcare while traveling.
Emergency Travel Services and AD&D Benefit
Your health plan includes access to emergency travel assistance through Academic Emergency Services (AES). With AES you have access to 24/7 support if you experience an emergency while traveling over 100 miles from home or outside your country. Services include emergency medical evacuation and repatriation, pre-travel and safety assistance, and an accidental death & dismemberment (AD&D) benefit. Learn more by reviewing Plan Provisions or the AES Flyer & Wallet Card. AES is available 24/7 by calling 1-855-873-3555 (within the U.S.) or 1-610-263-4660 (outside the U.S.).
Plan Documents
- Medical Plan Overview Brochure
- Medical Plan Summary
- Medical Plan Summary of Benefits and Coverage
- Medical Plan Booklet
- Dental Plan Summary
- Vision Plan Summary
Additional Questions?
Student Health Insurance Frequently Asked Questions
Anthem Student Insurance Plans
Phone: 844-412-0752
Web: www.anthem.com
University Health Plans—For Waiver Information ONLY
Phone: 833-251-1717
Web: www.universityhealthplans.com/intro/Indiana.html
Email:
IU Human Resources
Student Insurance Specialist
Phone: 812-856-4650
Email: