IU Residents
Dental Plan

Learn about your 2025 benefit plans—download plan summaries, view premiums & more.

PPO

This is a traditional plan that provides reimbursement for dental services from a network of participating providers, or at a lower benefit, outside the network from any licensed dentist of your choice. You are required to pay the dentist for normal charges and then file a claim for reimbursement when an out of network provider is used.

Dental Plan Highlights

  • Cigna Dental's national PPO network
  • Annual deductible of $50 ($150 family)
  • Annual Benefit Limit of $500
  • Two routine cleanings/exams per calendar year covered at 100%
  • Plan year begins each January; deductibles and benefit limit amounts restart annually on January 1st
  • Premiums for eligible Residents and qualifying dependents are fully paid by the affiliated hospitals through the School of Medicine Office of Graduate Medical Education.

Things you can do…

  • Contact Cigna customer service at 800-244-6224 or visit the Cigna Web site for questions about coverage, claims, and provider networks.
  • Locate a network medical provider by consulting the Cigna Provider Directory. Choose "Cigna Dental PPO" and in the drop down box, select "Radius Network."
  • Cigna does not issue ID cards. To obtain a customized and printable ID card, visit my.cigna.com and create an online account.
  • Print the temporary Cigna Dental PPO ID card.