Student Academic Appointees/Appointed PostDoc Fellows
Dental Plan

The dental plan is available to all eligible Appointees, regardless of area of residence. Cigna Dental Health, Inc., is the plan administrator.


This is a traditional plan that provides reimbursement for dental services from a network of participating providers, or at a lower benefit, outside the network from any licensed dentist of your choice. You are required to pay the dentist for normal charges and then file a claim for reimbursement when an out of network provider is used.

Dental Plan Highlights

  • Cigna Dental's national PPO network
  • Annual Deductible of $25
  • Annual Benefit Limit of $500
  • Two routine cleanings/exams per calendar year covered at 100%
  • Plan year begins each January; deductibles and benefit limit amounts restart annually on January 1st

Appointee Premiums and Billing

Premiums for qualifying Appointees are fully paid by the University.

Fall 2022^
Spring 2023^
Fall 2023^
^The Fall premium is for August 1 – December 31. The Spring premium is for January 1 – July 31. The rate includes both medical and dental coverage.

Dependent Premiums

Medical Monthly
Dental Monthly
Total Monthly

Dependent Premium and Coverage Details

*Dependent premium rates are paid for by the Appointee on a monthly basis to IU Human Resources. See the Eligibility and Enrollment Guidelines to verify if your dependent qualifies.

*Premiums for all eligible dependents of the School of Medicine Postdoctoral Fellows will also be covered by the school.

Things you can do…

  • Contact Cigna customer service at 800-244-6224 or visit the Cigna Web site for questions about coverage, claims, and provider networks.
  • Locate a network dental provider by consulting the Cigna Provider Directory. Choose "Cigna Dental PPO" and in the drop down box, select "Radius Network."
  • Cigna does not issue ID cards. To obtain a customized and printable ID card, visit and create an online account.
  • Print the temporary Cigna Dental PPO ID card.