New Appointed Academic and Exempt Staff Employees
The benefits listed on this page also apply to Non-Exempt Non-Union Staff Employees (i.e. individuals who were in an existing PAO or PAU position when the Job Framework when put into place in 2021).
Overview of Benefits for Full-time (75 percent FTE and above) Employees
Medical, Prescription, and Vision Coverage
IU Medical Plans
IU offers a choice of medical plans to protect you and your family. Each offers comprehensive coverage including primary and specialist care, mental health, transplants, prescription drugs, vision care, and more.
IU Dental Plan
IU’s dental plan provides preventive, diagnostic, and restorative care, as well as orthodontia services for children.
Life, Disability, and Accident Insurance
Basic Group Life
As a benefit eligible employee, you will be automatically enrolled in Basic Life Insurance. This policy provides 2 times your annual base salary (up to $50,000) in the event of death. It also includes a spouse/child benefit, and pays an additional benefit in the event of death or dismemberment due to an accident. The university covers the entire cost of this plan.
Supplemental Life Insurance
Voluntary Supplemental Life Insurance is available for purchase for yourself in amounts ranging from 1 to 4 times your salary. You may also purchase additional coverage for your spouse and your children through age 25.
Long Term Disability
Voluntary LTD coverage offers income replacement if you become disabled due to an illness or accident. Options include a 90- or 180-day waiting period, and a Retirement Protection Benefit.
Supplemental AD&D Insurance
Voluntary Supplemental Accidental Death & Dismemberment (AD&D) coverage provides a benefit in the event of death or dismemberment as a result of a covered accident. This benefit is in addition to the AD&D benefit automatically included with your IU-sponsored Basic Life Insurance.
Base Retirement Plan
IU Retirement Plan
You will be automatically enrolled in a 403(b) defined contribution plan called the IU Retirement Plan. IU makes all contributions to your account in an amount equal to 10% of your base salary each pay period, but you choose how to invest those funds. New employees are subject to a 3-year cliff-vesting requirement to be eligible for the funds in the account. Funds are forfeited unless you attain three years of IU employment.
Supplemental Retirement Plans
IU Tax Deferred Account (TDA)
IU 457(b) Retirement Plan
You can enhance your retirement savings through pre-tax or Roth after-tax contributions to one or both supplemental retirement plans. All newly eligible employees are automatically enrolled in the TDA plan at a 5% pre-tax contribution level, but you can change or waive your enrollment, or enroll in the IU 457(b) plan, at any time. You are fully vested in this plan upon enrollment.
Spending & Saving Accounts
Health Savings Account (HSA)
If you elect to participate in the Anthem PPO HDHP (high deductible health plan), you are also eligible to elect an HSA. The HSA allows you to set aside pre-tax money from your paycheck to pay for eligible healthcare expenses for you, your spouse, and your tax dependents.
Flexible Spending Accounts (FSA)
Flexible Spending Accounts (FSA) are voluntary benefits that allows you to set aside pre-tax money from your paycheck to pay for eligible healthcare and/or dependent care expenses.
IU Tuition Benefit Plan
IU’s Tuition Benefit Plan provides a subsidy towards the tuition costs associated with attending IU or IU High School courses. Subsidies are available to you, your eligible spouse, and your dependent children.
Paid Time Off
Academic employees are eligible for a variety of leaves and paid time off depending on the type and length of appointment. Click the link above to find policies related to academic leaves.
Exempt Staff Employees
Exempt staff employees earn 10 paid holidays and 30 days of paid time off each year (36 days after 5 years of service). Click the link above to find policies related to staff leaves.
Additional Benefits & Programs
Have you completed New Employee Orientation?
If you haven’t already, be sure to view the self-guided New Employee Orientation course to learn about benefits, policies, professional development opportunities, parking, campus-specific perks, and much more. New staff employees are automatically enrolled on or before their first day of employment, but any IU employee may register and view the course by visiting this link and choosing the option to “Enroll in Course”.
Ready to enroll?
When you are ready to enroll in benefits, follow these step-by-step enrollment instructions to create your IU computing account and enroll online.
Have questions or need help?
If you need help or if you have questions, contact AskHR at or 812-856-1234.