Student Academic Appointees & Fellowship Recipients
Frequently Asked Questions

Enrollment

How do I enroll on the IU Student Academic Appointee or IU Fellowship Recipient plan?

No action is required for those that meet the eligibility requirements. (See Eligibility pages for requirement information.)

Those individuals that are eligible for the plan(s) are notified via email that they have been automatically enrolled on the plan. This email notification is sent to the eligible individuals IU email address.

*Please note that the university does not require all students to have health insurance coverage and we do not offer a student insurance plan that allows voluntary enrollment for graduate students. If you have additional questions regarding health insurance coverage, please contact the Student Health Insurance Coordinator at for additional information.

Can I enroll myself or a dependent after the deadline?

You may enroll yourself (or a dependent) after the deadline date only if there has been a significant life change such as:

  • Marriage
  • Birth
  • Loss of prior coverage
  • Arrival in the United States

If the completed Enrollment Form and supporting documentation is submitted within 30 days of the qualifying event, coverage will be backdated to the date of the qualifying event. If the completed Enrollment Form is submitted after the 30 days of the qualifying event, it will not be accepted, and the dependent(s) will have to wait until the next annual open enrollment period to enroll.

Can I waive/terminate coverage for myself or a dependent after the deadline?

You may waive/terminate coverage for yourself (or a dependent) after the deadline date only if there has been a significant life change such as:

  • Marriage
  • Gain outside coverage
  • Leave the United States

If the completed Enrollment Form and supporting documentation is submitted within 30 days of the qualifying event, coverage will be backdated to the date of the qualifying event. If the completed Enrollment Form is submitted after the 30 days of the qualifying event, it will not be accepted, and will have to wait until the next annual open enrollment period to enroll.

What are the monthly premiums for dependents?

Medical Monthly
Premium
Dental Monthly
Premium
Total Monthly
Premium
2022
Spouse*
$850.66
$19.75
$870.41
Child(ren)*
$643.05
$29.66
$672.72
2023
Spouse*
$918.71
$19.75
$938.46
Child(ren)*
$694.50
$29.66
$724.16

Dependent Premium and Coverage Details

*Dependent premium rates are paid for by the Appointee on a monthly basis to IU Human Resources. See the Eligibility and Enrollment Guidelines to verify if your dependent qualifies.

*Dependent premiums for eligible School of Medicine Postdoctoral Fellows may be covered by the school.

ID Cards

When should I expect to receive my ID card?

ID cards will be sent to your Home address within 10-14 business days from the date that you receive your automatic enrollment email notification.

I have not yet received my ID card, what should I do?

Please start by confirming that your Home address in One.IU is the most up to date information. As this is the information that is provided to the vendors.

Coverage

What type of coverage do I have?

Eligible graduate students have medical (including vision and prescription), dental and life insurance.

  • Fellowship Recipient:
    • Anthem medical, vision, prescription, and dental (1 ID card)
  • SAA:
    • Anthem medical, vision, and prescription (1 ID card)
    • Cigna dental insurance (No ID card)
  • Fellowship Recipients and SAAs:
    • Anthem life insurance

If you have additional questions regarding health insurance coverage, please contact the Student Health Insurance Coordinator at for additional information.