Road to Retirement: Planning Your Retirement from IU

Road to Retirement Series

Every successful journey starts with planning and preparation. Because this is especially true for retirement, IU Human Resources is partnering with retirement planning experts to offer a special virtual educational series to help IU faculty and staff prepare for the years and months leading up to retirement, and navigate the transition from employee to retiree.

Who should attend?
The series is targeted to those who are within five years of retirement, but any IU faculty or staff member may attend. Even if you are not planning to retire in the next five years, if you are age 65 or older you could greatly benefit from the Medicare, Social Security, and HSA sessions so you are aware of the impact these have on your benefits. Spouses and partners are welcome to attend the sessions with you.

What will I learn?
Not only will you learn the retirement planning essentials, but you'll also leave with next steps and resources to help you develop a well-organized plan—or “roadmap”—for your retirement from IU.

How do I register?
Register for each session you wish to attend by following the links below. These presentations will not be recorded for compliance purposes, so make sure to register for the sessions that interest you.

Retirement Planning Resources

Preparing to Retire

Retiree Status & Benefits

One-on-One Sessions
Individual Investment & Retirement Planning
If you are planning to retire within the next 6 months, remember to schedule a counseling session with to review your options and eligibility for IU Retiree status and benefits.

Schedule

MARCH
9

NEW: Retirement Income Planning for Her
March 9 | 12:00–1:00 pm (ET)

Designed for women investors, and appropriate for all genders, this workshop will help you learn more about your retirement savings strategy by identifying the five key financial risks in retirement. You’ll also learn the basics of creating a retirement income plan. Presented by Tenley Amerson, Panelist, Fidelity.

CLOSED

MARCH
24

Prepare for the Reality of Healthcare in Retirement
March 24 | 12:00–1:00 pm (ET)

Learn the methods for estimating your specific healthcare costs, how to factor those costs into your retirement paycheck, your options for healthcare coverage before and after age 65, and how to plan for and manage those costs. Presented by Tenley Amerson, Panelist, Fidelity.

Watch On-Demand

MARCH
25

NEW: Healthy Aging and Caregiving in Retirement
March 25 | 12:00–1:30 pm (ET)

Hear tips from a geriatrician on healthy aging and caregiver support. Presented by Dr. Jennifer Carnahan, MD, MPH, MA, Assistant Professor of Medicine, IU School of Medicine.

Watch the Recording

APRIL
1

Social Security Overview
April 1 | 12:00–1:30 pm (ET)

Learn about Social Security benefits, including what full retirement age means for you and strategies to maximize your monthly benefit. Presented by Charo Boyd, Public Affairs Specialist, Social Security Administration.

Presentation Slides

APRIL
7

The Psychology of Retirement
April 7 | 3:00–4:00 pm (ET)

Learn about the psychological and behavioral issues that motivate, or create barriers from, retiring. You’ll also hear discussion and stories from IU Retirees about their journey from employee to retiree and have your questions about this important transition answered. Presented by Jim Sherman, Professor Emeritus, IU Psychological & Brain Sciences.

Presentation Slides

APRIL
8

Medicare Basics – The ABC’s and D’s
April 8 | 12:00–1:30 pm (ET)

Explore each part of the Medicare “alphabet” including coverage, costs, and enrollment dates. You’ll also learn what to do (or not do) at age 65 and when you prepare to retire. Presented by Ben Henriquez-Hudson, Training Director, State Health Insurance Assistance Program (SHIP).

Presentation Slides

APRIL
14

Turning Retirement Savings into Income
April 14 | 3:00–4:30 pm (ET)

Learn the benefits of a retirement income plan, factors to consider when transitioning your savings into income, and ways to develop a retirement plan that suits your goals and lifestyle. Presented by Lori Matthews and Ben Aprez, Workplace Financial Consultants, Fidelity.

Watch On-Demand

APRIL
21

IU Retiree Status & Benefits
April 21 | 3:00–4:30 pm (ET)

Learn about the age and service requirements for IU Retiree Status and the associated benefits and privileges. Presented by Karen Hill, Retiree Benefits Specialist, IU Human Resources.

Presentation Slides

APRIL
22

PERF – Understand the Two-Part Benefit
April 22 | 12:00–1:30 pm (ET)

PERF is a two-part retirement savings plan offered to public employees in Indiana. In this session, PERF participants will learn about these two parts—the Defined Benefit (pension) and the Defined Contribution (formerly called Annuity Savings Account). You’ll also learn about your options at retirement and how to apply for benefits. Presented by Sue Dukeman, Sr. Retirement Plans Specialist, IU Human Resources.

Presentation Slides

APRIL
27

PERF – Understand the Two-Part Benefit
April 27 | 4:00–5:30 pm (ET)

PERF is a two-part retirement savings plan offered to public employees in Indiana. In this session, PERF participants will learn about these two parts—the Defined Benefit (pension) and the Defined Contribution (formerly called Annuity Savings Account). You’ll also learn about your options at retirement and how to apply for benefits. Presented by Sue Dukeman, Sr. Retirement Plans Specialist, IU Human Resources.

Presentation Slides

APRIL
28

NEWLY ADDED: Cybersecurity: Is it as Hopeless as it Seems?
April 28 | Noon–1:30 pm (ET)

The news is full of reports of often-successful cyber threats. Attacks against utilities, banks, hospitals, insurance companies, retailers, universities, government agencies, credit bureaus, cars, meat packing plants, even local restaurants fill the headlines. No one seems immune. In this conversation we consider whether cybersecurity is, in the words of the Economist, a “myth,” and what are the practical steps that we can take to protect ourselves at home and at work. Presented by Fred Cate, IU Vice President for Research.

Watch Recording

APRIL
28

IU Faculty: All You Need to Know about Phased Retirement, Supplemental Retirement Plans, and the Roth Option
April 28 | 4:00–5:30 pm (ET)

Learn about IU’s Phased Retirement Program for Faculty members, tips to maximize your contributions leading up to retirement, and how to defer separation pay to your retirement accounts. Presented by Sue Dukeman, Sr. Retirement Plan Specialist, IU Human Resources, and Jim Sherman, Professor Emeritus, IU Psychological & Brain Sciences.

Presentation Slides

APRIL
29

HSAs, Medicare, and Social Security – How to Make them Work Together
April 29 | 12:00–1:30 pm (ET)

Learn ways to use your HSA as a retirement savings tool, tips to maximize your HSA in your final years of employment, and how to navigate the rules once you become eligible for Medicare and Social Security. Presented by Cindy Buchtman, Sr. Healthcare Specialist, IU Human Resources.

Presentation Slides

Frequently Asked Questions

Can my spouse or partner attend?

Yes. If you will be watching the session from the same device, you only need to register once.

I am unable to attend a session. Will they be recorded and available to view on-demand?

These sessions will not be recorded for compliance purposes; however, the sessions will be repeated each year, so you are welcome to attend the same (or new) sessions at a later time. More information will be communicated to you at your IU email address as the sessions are scheduled.

Do I have to use PTO to attend?

No. You may attend during work hours with supervisor approval and not use your accrued time.

Do I have to attend all of the sessions in the series?

No. The information in each session is equally important in planning for retirement, but you are welcome to attend only the sessions you are interested in learning more about. The sessions will be repeated in the future, so you are welcome to attend the same (or new) sessions at a later time.

I’m not planning on retiring in the next five years. Can I still attend?

Yes. Feel free to attend even if you are more than five years away from retirement. We recommend that anyone nearing age 65 attend the HSA, Medicare, and Social Security sessions to understand how those interact with your IU benefits. Some of the information may change before you retire, so you’re encouraged to attend the sessions pertinent to you and consider attending them again when you are closer to retirement.

How do I cancel my registration?

Each time you register for a session you will receive a confirmation email. To cancel your registration, simply follow the link at the bottom of your confirmation email for that session

Questions?

For questions related to the series, or requests for accommodations, contact IU Human Resources at  or (812) 856-1234.