Road to Retirement: Planning Your Retirement from IU

Road to Retirement Series

Every successful journey starts with planning and preparation. Because this is especially true for retirement, IU Human Resources is partnering with retirement planning experts to offer a special virtual educational series to help IU faculty and staff prepare for the years and months leading up to retirement, and navigate the transition from employee to retiree.

Series Information

Who should attend?

The series is targeted to those who are within five years of retirement, but any IU faculty or staff member may attend. Even if you are not planning to retire in the next five years, if you are age 65 or older you could greatly benefit from the Medicare, Social Security, and HSA sessions so you are aware of the impact these have on your benefits. Spouses and partners are welcome to attend the sessions with you.

What will I learn?

Not only will you learn the retirement planning essentials, but you'll also leave with next steps and resources to help you develop a well-organized plan—or “roadmap”—for your retirement from IU.

How do I register?

Register for each session you wish to attend by following the links below. These presentations will not be recorded for compliance purposes, so make sure to register for the sessions that interest you.

Will the sessions be recorded and available to view on-demand?

These sessions will not be recorded for compliance purposes; however, the sessions will be repeated each year, so you are welcome to attend the same (or new) sessions at a later time. More information will be communicated to you at your IU email address as the sessions are scheduled.

Retirement Planning Resources

Preparing to Retire

Retiree Status & Benefits

One-on-One Sessions
Individual Investment & Retirement Planning
If you are planning to retire within the next 6 months, remember to schedule a counseling session with to review your options and eligibility for IU Retiree status and benefits.

Schedule

FEB
2

IU Retiree Status & Benefits
Feb. 2 | Noon–1:30 p.m. (ET)

Join the experts from IU Human Resources to learn about the age and service requirements for IU Retiree Status, and the associated benefits and privileges. A majority of the session will focus on the medical plan options for retirees, including the options for those under and over age 65 and the features and benefits of each, so you can confidently select the one that best aligns with your healthcare needs. Presented by Karen Hill, Retiree Benefits Specialist, IU Human Resources.

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FEB
9

Medicare Basics - The A, B, & Ds
February 9 | Noon–1:30 p.m. (ET)

Explore each part of the Medicare “alphabet” including coverage, costs, and enrollment dates. You’ll also learn what to do (or not do) at age 65 and when you prepare to retire. Presented by Ben Hudson, Training Director, State Health Insurance Assistance Program (SHIP).

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FEB
15

PERF—Understanding the Two Parts of the Plan
February 15 | 4–5:30 p.m. (ET)

PERF is a two-part retirement plan offered to public employees in the state of Indiana. Indiana University employees eligible for PERF are members of the PERF hybrid plan. In this session, you'll learn about the two parts of PERF—the defined benefit (pension) and the DC (formerly called ASA) account—and how they work. Also learn about the Millie Morgan rule for those age 65 with 20 years or more of service.

This session is appropriate for any employee that has a PERF account, regardless of age/years of service. Presented by Sue Dukeman, Retirement Manager, IU Human Resources.

Download slides

FEB
16

Retirement Planning Using Your HSA and Considerations After Age 65
Feb. 16 | Noon–1:30 p.m. (ET)

Join IU Human Resources to learn how to leverage your HSA as a powerful retirement savings tool. We'll equip you with tips to maximize your HSA during your final years of employment, and guide you through the intricacies of navigating the rules when you become eligible for Medicare and Social Security. Presented by Danielle Abplanalp, Benefits Manager, IU Human Resources.

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FEB
23

Navigating Medicare Part D Coverage
Feb. 23 | Noon–1:30 p.m. (ET)

Medicare Part D is prescription drug coverage offered by private insurance companies for those aged 65 and older. Join us to learn why it's important to enroll, what the different Medicare Part D plan options are, and how to compare them. Ben Hudson, Training Director, State Health Insurance Assistance Program (SHIP).

Download slides

MARCH
1

Prepare for the Reality of Health Care in Retirement
March 1 | Noon–1:30 p.m. (ET)

Learn how to estimate your healthcare costs and how to factor those costs into your retirement paycheck. You’ll also learn about your options for healthcare coverage before and after age 65. Presented by Devan Gould, Fidelity Investments.

Register

MARCH
7

Social Security Overview
March 7 | Noon–1:30 p.m. (ET)

Learn the ins and outs of Social Security benefits, including a comprehensive understanding of full retirement age as well as dependent and spousal benefits. Presented by Charo Boyd, Public Affairs Specialist, Social Security Administration.

Register

MARCH
8

IU Faculty: All You Need to Know about Phased Retirement, Supplemental Retirement Plans, and the Roth in-plan Option
March 8 | Noon–1:30 p.m. (ET)

Learn about IU’s Phased Retirement Program for faculty members, tips to maximize your contributions leading up to retirement, and how to defer separation pay to your retirement accounts. Presented by Sue Dukeman, Retirement Manager, IU Human Resources and Jim Sherman, Professor Emeritus, IU Psychological & Brain Sciences.

Register

MARCH
22

Fundamentals of Retirement Income Planning
March 22 | Noon–1:30 p.m. (ET)

Learn how the building blocks of an income plan can offset the key risks in retirement, as well as how you can use Fidelity's resources to feel more confident as you prepare to make the move from saving to spending. Presented by Lori Matthews and Ben Aprez, Workplace Financial Consultants, Fidelity.

Register: Visit Fidelity's online scheduling tool and select ‘Virtual Events’ then the date to register.

APRIL
5

The Psychology of Retirement
April 5 | Noon–1:30 p.m. (ET)

Learn about the psychological and behavioral issues that motivate, or create barriers from, retiring. You’ll also hear discussion and stories from IU Retirees about their journey from employee to retiree, and have your questions about this important transition answered. Presented by Jim Sherman, Professor Emeritus, IU Psychological & Brain Sciences.

Register

MAY
15

PERF—Understanding the Two Parts of the Plan
May 15 | 11:30–1 p.m. (ET)

PERF is a two-part retirement plan offered to public employees in the state of Indiana. Indiana University employees eligible for PERF are members of the PERF hybrid plan. In this session, you'll learn about the two parts of PERF—the defined benefit (pension) and the DC (formerly called ASA) account—and how they work. Also learn about the Millie Morgan rule for those age 65 with 20 years or more of service.

This session is appropriate for any employee that has a PERF account, regardless of age/years of service.Presented by Sue Dukeman, Retirement Manager, IU Human Resources.

Register

Frequently Asked Questions

Can my spouse or partner attend?

Yes. If you will be watching the session from the same device, you only need to register once.

Do I have to use PTO to attend?

No. You may attend during work hours with supervisor approval and not use your accrued time.

Do I have to attend all of the sessions in the series?

No. The information in each session is equally important in planning for retirement, but you are welcome to attend only the sessions you are interested in learning more about. The sessions will be repeated in the future, so you are welcome to attend the same (or new) sessions at a later time.

I’m not planning on retiring in the next five years. Can I still attend?

Yes. Feel free to attend even if you are more than five years away from retirement. We recommend that anyone nearing age 65 attend the HSA, Medicare, and Social Security sessions to understand how those interact with your IU benefits. Some of the information may change before you retire, so you’re encouraged to attend the sessions pertinent to you and consider attending them again when you are closer to retirement.

How do I cancel my registration?

Each time you register for a session you will receive a confirmation email. To cancel your registration, simply follow the link at the bottom of your confirmation email for that session

Questions?

For questions related to the series, or requests for accommodations, contact IU Human Resources at  or (812) 856-1234.