COBRA Monthly Premiums

If you’ve recently left your job or experienced a qualifying life event, COBRA allows you and your covered dependents to continue your employer-sponsored health coverage. Below, you’ll find the monthly premium rates for medical and dental plans under COBRA. These rates are for full-time faculty and staff and medical and optometry residents. For coverage details, visit the corresponding health plan page from the IU Benefits website.

2024

Employee Plans:

Anthem PPO HDHP Monthly Premiums
Coverage Levels
Medical
Dental
One participant $470.30 $42.70
Participant and child(ren) $899.77 $76.90
Participant and spouse $1,252.57 $100.31
Participant and family $1,418.28 $146.30
Anthem PPO $500 Deductible Monthly Premiums
Coverage Levels
Medical
Dental
One participant $1,125.77 $42.70
Participant and child(ren) $2,138.95 $76.90
Participant and spouse $2,983.26 $100.31
Participant and family $3,377.29 $146.30

Medical & Optometry Resident Plan:

Monthly Premiums
Coverage Level
Medical
Dental
Resident $659.20 $19.11
Resident and child(ren) $1,186.55 $60.53
Resident and spouse $1,384.30 $36.70
Resident and family $1,977.59 $60.53

Medical and dental plans are separate, and different coverage levels may be selected for each plan.

2025

Employee Plans:

Anthem PPO HDHP Monthly Premiums
Coverage Levels
Medical
Dental
One participant $503.23 $42.70
Participant and child(ren) $962.76 $76.90
Participant and spouse $1,340.25 $100.31
Participant and family $1,517.56 $146.30
Anthem PPO $500 Deductible Monthly Premiums
Coverage Levels
Medical
Dental
One participant $1,204.58 $42.70
Participant and child(ren) $2,288.68 $76.90
Participant and spouse $3,192.09 $100.31
Participant and family $3,613.70 $146.30

Medical & Optometry Resident Plan:

Monthly Premiums
Coverage Level
Medical
Dental
Resident $690.21 $19.24
Resident and child(ren) $1,242.38 $47.78
Resident and spouse $1,449.45 $38.69
Resident and family $2,070.64 $59.33

Medical and dental plans are separate, and different coverage levels may be selected for each plan.