Dental Care Plan

Academic and Staff employees employed by Indiana University as full-time employees (75% FTE or greater) are eligible for plan membership.

Members may receive dental care from any licensed dentist. However, members will receive a higher level of benefits when covered services are obtained from a Cigna DPPO Network dentist. For a directory of providers, visit the Cigna website and choose “Dentist” under Provider Type.

FAQs Customer Service Cigna 

Plan Basics

Coverage Summary

If you use a DPPO Network Dentist:

  • Two routine cleanings/exams per year covered at 100%
  • Annual $25 deductible (not applied to preventive care)
  • Other services covered at 50% up to the annual benefit limit

If you use a Non-Network Dentist:

  • Two routine cleanings/exams per year covered at 100% of allowed charges
  • Annual $25 deductible
  • Other services covered at 50% up to the annual benefit limit
  • Member is responsible for amounts above the allowed charges

Annual Benefit Limit

The IU Dental Plan has an initial annual benefit limit of $1,200 per covered member.  For each member who receives at least one preventive cleaning/exam per calendar year, their annual benefit limit will increase by $100 in the subsequent year, up to a maximum of $1,500.

Child Orthodontia is covered up to $1,000 lifetime limit.

2019 Premiums

Monthly Employee Contribution
Employee’s Annual Base Salary*

$35,000 -
and Above
Employee $7.82 $9.81 $11.65
Employee/Child(ren) $14.08 $17.68 $20.96
Employee/Spouse $18.37 $23.08 $27.34
Family $26.78 $33.64 $39.87

Employee contributions are deducted before taxes.

*The Employee’s salary band is determined by the Annual Base Salary at the time each payroll is run. For School of Medicine full-time faculty, annual base salary includes IU base salary and IU Health and/or VA salary, as determined by IUSM.

See more information in the 2019 Dental Care Plan Summary Chart (PDF)

Frequently Asked Questions

Below are answers to the most frequently asked questions regarding the Dental Care Plan.  

Can I enroll in the IU Dental Care Plan without being enrolled in one of IU's medical plans?

Yes, eligible employees are able to elect dental coverage with or without electing medical coverage. This also means that eligible dependents who are not enrolled in medical coverage may be enrolled in dental coverage as long as the employee is enrolled.

Where can I find my ID Card?

Dental ID cards are not mailed. You can print and use the Cigna Dental PPO temporary ID card (PDF) or login to to create an account and print a customized card.

How do I find an in-network dentist?

Locate and select a dental services provider by consulting the Cigna Dental Provider Directory. Choose "Cigna Dental PPO" and in the drop down box, select "Radius Network."

How do I add new family members to my plan?

You may make changes to your plan within 30-days of a qualified Life Events change (after 30-days you'll need to wait until Open Enrollment). To do so request a Life Events change through the Employee Center and, once your request is approved by HR, complete online enrollment of your changes.

For each eligible dependent you add, you will need to provide:

  • Full name 
  • Date of birth 
  • Social Security Number

Customer Service

Member Services: 800-244-6224

IU Human Resources
Benefit Questions: 812-856-1234
Benefit Email: