Graduate Appointees/Appointed PostDoc Fellows
Medical

On this page: Medical | Prescription drugs | Mental health | Vision

Medical Plan

The plan is administered by Anthem and is available to all eligible Appointees, regardless of area of residence. Network providers include Anthem Blue Access PPO and BCBS Blue Card providers in other states. When network providers are used, plan members have lower out-of-pocket expenses. Plan members who receive out-of-network services have higher out-of-pocket expenses, except in the case of an emergency.

Medical Plan Highlights

  • Anthem's national PPO network; includes PPO providers and coverage outside of the US
  • No annual deductible
  • Office visit copay of $25, Specialist visit copay of $35
  • Urgent Care copay of $50, Emergency Room copay of $150
  • Preventative services covered at 100% when in-network providers are used
  • Most other services covered with 20% coinsurance
  • Vision care coverage through Anthem Blue View Vision, including an annual eye exam with a $20 copay and discounts for vision wear
  • CVS Caremark national pharmacy networks, mail order service, and specialty pharmacy
    • Up to a 30-day retail prescription copays of $8 generic/$25 preferred brands/$45 non-preferred brands
    • Up to a 90-day mail order prescription copays of $20 generic/$62 preferred brands/$112 non-preferred brand
  • Plan year begins each January; deductibles and out-of-pocket amounts restart annually on January 1st

Appointee Premiums and Billing

Premiums for qualifying Appointees are fully paid by the University.

 
Fall 2019^
Spring 2020^
Fall 2020^
Student
$1,311.20
$1,940.59
$1,386.13
^The Fall premium is for August 1 – December 31. The Spring premium is for January 1 – July 31. The rate includes both medical and dental coverage.

Dependent Premiums

 
Medical Monthly
Premium
Dental Monthly
Premium
Total Monthly
Premium
2019
Spouse*
$768.78
$19.14
$787.92
Child(ren)*
$581.99
$28.74
$610.73
2020
Spouse*
$814.91
$19.14
$834.05
Child(ren)*
$616.91
$28.74
$645.65

* Dependent premium rates are paid for by the Appointee on a monthly basis to IU Human Resources. See the Eligibility and Enrollment Guidelines to verify if your dependent qualifies.

* Premiums for all eligible dependents of the School of Medicine Postdoctoral Fellows will also be covered by the school.

Things you can do…

Prescription Drugs (Rx)

This medical plan's prescription benefit includes medications available on the CVS Caremark Formulary, which may offer potential savings when a physician prescribes formulary medications.

Things you can do…

Mental Health and Chemical Dependency

This medical plan offers full benefits from Anthem Behavioral Health network providers. Partial benefits are received from non-network providers. All services must be authorized in advance in order to be covered.

Things you can do…

  • Download a PDF of the 2019 Medical Plan Summary for information about services, copays, and deductibles.
  • Contact Anthem customer service at 844-736-0920 for questions about coverage, claims and provider networks.

Vision

This medical plan's vision program is Blue View Vision-Exam Plus Option #5.  Anthem has an extensive nationwide network of doctors who provide quality eye care and materials. When you are seen by a participating doctor, your plan covers an eye examination, less any applicable copayment. You may also purchase eyeglass frames, lenses, and contact lenses at a discount.

Things you can do…

  • Download a PDF of the 2019 Vision Plan Summary for information about services, copays, and deductibles.
  • Contact Anthem customer service at 866-723-0515 for questions about coverage, claims and provider networks.