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Home > Benefits > Basic Group Life Insurance

Basic Group Life Insurance

On this page: Plan Provisions | Eligibility | Initiation of Coverage | Termination of Coverage | Rates | Travel Assistance | Designate Beneficiaries | Contact

Plan Provisions

Plan Contributions 

Basic Group Life Insurance coverage is provided for eligible employees by Indiana University. 


Basic Group Life Insurance is available to the following classes of individuals: 

Initiation of Coverage

Termination of Coverage 


Basic life insurance coverage is provided for eligible employees by Indiana University.

Additional Services

FrontierMEDEX Travel Assistance

What is FrontierMEDEX Travel Assistance?

FrontierMEDEX is a comprehensive program of information, referral, assistance, transportation and evacuation services designed to help you respond to medical care situations and many other emergencies that may arise during travel. FrontierMEDEX Travel Assistance also offers pre-travel assistance, which gives you access to information on things like passport and visa requirements, foreign currency and worldwide weather.

Services are available to you only when you are outside of your home country or 100 or more miles away from your permanent residence in your home country for less than 180 days. Persons who travel more than 180 days in a 12 month period are excluded from this program.

Who is Covered?

As a participant in your employer's Group Life insurance plan through Standard Insurance Company, you're automatically covered. Family members, including your spouse or domestic partner, and dependent children through age 26, regardless of student or marital status, are also covered.

FrontierMEDEX offers the following services:

Emergency Medical Evacuation
If you sustain an injury or suffer a sudden and unexpected illness and adequate medical treatment is not available in your current location, FrontierMEDEX will arrange and pay for a medically supervised evacuation to the nearest medical facility they determined capable of providing appropriate medical treatment.

Visitation of a Family Member or Friend
If a Covered Member is traveling alone and must be hospitalized for more than 7 consecutive days, FrontierMEDEX will coordinate and pay for economy round-trip airfare for a person of your choice to join you.

Return of Dependent Children
If any dependent children under the age of 18 traveling with a Covered Member are left unattended by an adult as a result of your injury or illness, FrontierMEDEX will coordinate and pay for one-way economy airfare to send them back to your home country. FrontierMEDEX will also arrange and pay for the services and transportation expenses of a qualified escort, if required and as determined by FrontierMEDEX.

Transportation After Stabilization
Following stabilization of your condition and discharge from the hospital, FrontierMEDEX will coordinate and pay for transportation to your point of origin.

In the event of a fatality while traveling, FrontierMEDEX will assist in obtaining the necessary clearances for cremation or coordinate and pay for the expenses of the preparation and transportation of the Covered Member's remains to their home country.

Vehicle Return
FrontierMEDEX will on a best-effort basis, arrange and pay for the return on your non-commercial vehicle if FrontierMEDEX has approved transporting you under either the transportation after stabilization or repatriation of mortal remains services and no one in the Covered Member's travelling party is capable of driving the vehicle.

Informational Assistance

  • Passport and Visa Information
  • Health hazards advice and inoculation requirements information
  • Weather Information
  • Consulate and Embassy locations
  • Currency Exchange Information

Emergency Medical Assistance

  • Location of Medical and Dental Providers
  • Medical Monitoring
  • Prescription Drug Assistance

Travel Assistance Services

  • Helps replace passports or other travel documents such as credit cards and airline tickets that are lost, stolen or damaged
  • Legal Assistance: Locating legal services, coordinates bail bond services in all available locations
  • Missing Baggage Assistance: Advises proper reporting procedures and helps maintain contact with the appropriate companies or authorities if baggage is lost, stolen or delayed while traveling on a common carrier.
  • Emergency Message Service
  • Emergency Cash and Payment Assistance: Helps obtain and advance funds by coordinating with a friend, family member, bank or your credit card issuer in the event of a travel or medical emergency.

For additional information regarding FrontierMEDEX Travel Assist, please review the following:

Designate Beneficiaries

To designate beneficiary(ies) for your Basic Life Insurance plan:

  1. Log in to OneStart.
  2. Review elections on the left side of the page under Benefits Information.
  3. Click on the Edit button under the Insurance Plans section.
  4. Click on Basic Life link to edit your Basic Life benefits.
  5. Under the Covered Beneficiaries section, click on the Edit button.
  6. Click on the Add a New Beneficiary link.
  7. Enter the beneficiary’s information on the screen, and click the Save button at the bottom of the page. (Repeat steps 6 & 7 for each beneficiary)
  8. Assign a Primary Percent for the beneficiary(ies) listed, and click on the Update Totals button.
  9. Once satisfied with the beneficiaries and benefit percentages, click on the Save button.
  10. When working in OneStart, especially on a public computer, always remember to log out.


For questions about Basic Group Life Insurance, please contact University Human Resource Services at (812) 855-2007.

Page updated: 10 January 2014
Contact Benefits:

Indiana University is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without
regard to race, color, ethnicity, religion, age, sex, sexual orientation or identity, national origin, disability status, or protected veteran status.
This institution is also a provider of ADA services.