Support or Guardianship Order
A court support order, also known as a Paternity Agreement or Child Support Order, will allow you to make changes to your benefit plans outside of Open Enrollment. In order to add a child to IU benefit plans, the support order must be one that provides for a child to meet all IU eligibility requirements. An unlimited guardianship will also allow you to make changes to your benefit plans outside of Open Enrollment. You must make these changes within 30 days of the support or guardianship order.
Note regarding an eligible child: In order to add a child to IU benefit plans, the support order must be one that provides for a child to meet all IU eligibility requirements.
Important Information
A copy of the support or guardianship order confirming the name of the employee or spouse as the responsible party, date of the order, name(s) of the minor child(ren), and the judge’s stamp or signature must be submitted. If you are adding dependents to your medical or dental plan, a birth certificate must be submitted.
Medical and Dental Coverage
You may take the following actions. The action must be consistent with the qualifying event.
- Enroll in a medical and/or dental plan.
- Add or drop the dependent to/from your current medical and/or dental coverage.
Supplemental Accidental Death & Dismemberment (AD&D) Insurance
You may take the following actions. The action must be consistent with the qualifying event.
- Increase your level of coverage (if already enrolled).
Flexible Spending Accounts (FSA)
You may take the following actions. The action must be consistent with the qualifying event.
- Increase or decrease your Healthcare and/or Dependent Care Spending Account election (if already enrolled).
Health Savings Account (HSA)
If you enroll in a High Deductible Health Plan (HDHP) you are also eligible to enroll in a Health Savings Account (HSA). Once enrolled, you may change your contribution amount at any time by completing an HSA Enrollment/Change form.
You are responsible for tracking your contributions to ensure you don’t exceed the IRS annual contribution limits. If removing your dependent(s) results in excessive contributions, you must work with Nyhart to resolve the issue. See the Instructions for IRS Form 8889 or contact a tax advisor for additional information.
NOTE: if you enroll in the HSA or change your HDHP coverage level on or after September 1, you will not receive IU’s contribution to your HSA for the remainder of the calendar year.Additional Considerations
You may also want to consider making changes to the information and plans listed below. Such changes do not require completion of a Life Event Change and can be done at any time.
- Change the beneficiaries on your base retirement and life insurance, as well as any other supplemental plans.
- Change other IU-sponsored benefits.
Resources
Make Benefit Changes