Home > Benefits > Change > Other changes > Qualified Life Events changes

Medical, Dental, Supplemental AD&D Insurance, and Flexible Spending Account Changes

Experiencing an IRS-qualifying life event allows you to make changes to the benefits listed below outside of Open Enrollment. Any changes must be made within 30 days from the date of the event.

Select a plan below for general information and tips when making a change. To make changes to these plans, visit the Life Events and Benefits Changes page for step-by-step instructions.

Medical and Dental Plans

Supplemental Accidental Death & Dismemberment (AD&D) Insurance

Flexible Spending Accounts (FSA)

  • Learn more about Flexible Spending Accounts
  • Consult WEX or a tax advisor if you have questions about the tax consequences of a change.
  • If you are lowering or stopping your FSA contributions, no refunds are able to be issued for deductions already taken.
  • New participants are required to complete a Direct Deposit Authorization/Termination form.
  • If you are enrolled in both the Healthcare FSA and a Health Savings Account (HSA), your FSA funds can only be used for dental and vision expenses until the HDHP deductible has been met for the year. Once the deductible is met for the year, the funds in the FSA can be then used for medical and prescription expenses incurred from that date forward.