Qualifying Life Events
Experiencing an IRS-qualifying life event allows you to make changes to the benefits listed below outside of Open Enrollment. Any changes must be made within 30 days of the date of the event.
Select a plan below for general information and tips when making a change. To make changes to these plans, visit the Life Events and Benefits Changes page for step-by-step instructions.
Medical and Dental Plans
- For each eligible dependent you add, you will need to provide the full name, date of birth, and social security number.
- Compare Medical Plan options
- Learn more about IU-sponsored Medical Plans
- Learn more about the IU Dental Plan
Critical Illness Insurance
- Learn more about Critical Illness Insurance
Supplemental Accidental Death & Dismemberment (AD&D) Insurance
- Learn more about Supplemental Accidental Death & Dismemberment (AD&D) Insurance
Flexible Spending Accounts (FSA)
- Learn more about Flexible Spending Accounts
- Consult WEX or a tax advisor if you have questions about the tax consequences of a change.
- If you are lowering or stopping your FSA contributions, no refunds are able to be issued for deductions already taken.
- New participants are required to complete a Direct Deposit Authorization/Termination form.
- If you are enrolled in both the Healthcare FSA and a Health Savings Account (HSA), your FSA funds can only be used for dental and vision expenses until the HDHP deductible has been met for the year. Once the deductible is met for the year, the funds in the FSA can be then used for medical and prescription expenses incurred from that date forward.