If you're enrolled in an IU retiree medical plan, this is your annual opportunity to review your medical plan coverage for the upcoming year and to provide the university with any changes to your mailing address. Please take a moment to review the benefit plan information below.
Open Enrollment for retirees
Retirees under age 65 (Anthem U65 PPO HDHP)
The changes listed below will be effective starting January 1, 2026:
- There will be no changes to the deductibles, out-of-pocket maximums, or coinsurance for medical services.
- New Anthem ID cards will not be sent this year. Please continue using your current card in 2026.
- The HDHP preventive drug list will be limited to generic medications and generic/brand-name diabetes medications only. Drugs on the list will continue to be covered with a 20% coinsurance and no deductible, while brand-name versions will be covered like any other medication, subject to the deductible and coinsurance.
- Weight-loss medications will continue to be covered, but will be limited to a 30-day supply per refill.
2026 Anthem Under 65 PPO HDHP Open Enrollment Packet
Included in the packet:
- 2026 Anthem Under 65 PPO HDHP Medical Plan Summary
- 2026 Anthem Under 65 PPO HDHP Change Form
- 2026 Notice of Creditable Coverage
Other plan documents:
To continue your coverage in this plan, you do not need to take any action. Your current coverage will continue at the new 2026 rates.
To change your address, complete the change form and return it to IU Human Resources by December 1, 2025.
To cancel your coverage, complete the change form and return it to IU Human Resources by December 1, 2025. Remember, if you cancel coverage, you will not be able to re-enroll in this plan at a later time.
| Coverage level | Monthly rate |
|---|---|
| One participant | $520.80 |
| Participant and child(ren) | $996.57 |
| Participant and spouse | $1,387.33 |
| Participant and family | $1,570.90 |
Retirees age 65 and over (IU Blue Retiree plan)
The changes listed below will be effective starting January 1, 2026:
- No changes to coverage.
- Slight increase to premiums.
2026 IU Blue Retiree Open Enrollment packet
Included in the packet:
- 2026 IU Blue Retiree Medical Plan Summary
- 2026 IU Blue Retiree Change Form
- 2026 Notice of Non-Creditable Coverage
Other plan documents:
To continue your coverage in this plan, you do not need to take any action. Your current coverage will continue at the new 2026 rate.
To changeyour address, complete the change form and return it to IU Human Resources by December 1, 2025.
To cancel your coverage, complete the change form and return it to IU Human Resources by December 1, 2025. Remember, if you cancel coverage, you will not be able to re-enroll in this plan at a later time.
| Coverage level | Monthly rate |
|---|---|
| One participant | $211.20 |
| Participant and spouse | $421.11 |
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