Professional Student Health Insurance Plan 2021-2022

ID Cards
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On this page: Highlights | Eligibility & Enrollment | Dependents | Premiums & Deadlines | Travel and AD&D Insurance | Questions | Resources

This plan is administered by Anthem Student Insurance Plans and University Health Plans (UHP). Participation in this plan is mandatory for IU School of Medicine (IUSM), IU School of Dentistry (IUSD), IU School of Health and Human Sciences (SHHS), and IU School of Optometry (IUSO) students unless proof of comparable coverage and an enrollment waiver are submitted and approved by the waiver deadline. Review the documents under the ‘Resources’ heading for details about your coverage including out-of-pocket costs, claims procedures, coverage while traveling nationwide and overseas, and exclusions.

Contact the Student Insurance Specialist at for information on waiving IU-sponsored Professional Student Health Plan coverage.

Plan Highlights

  • Plan includes medical, prescription, vision and dental coverage for one premium
  • Your benefits follow you wherever you go, offering coverage across the U.S. and overseas
  • 24/7 emergency travel services through Academic Emergency Services
  • 24/7 virtual access to doctors through LiveHealth Online
  • 24/7 Nurseline for guidance on non-emergency health questions and concerns (call 800-337-4770)
  • Sydney Health app to access your Anthem ID card, find a provider, see claims, and more

Plan Documents

Coverage While Traveling

Eligibility and Enrollment

Participation in this plan is mandatory for IU School of Medicine (IUSM), IU School of Dentistry (IUSD), IU School of Health and Human Sciences (SHHS), and IU School of Optometry (IUSO) students who are currently taking classes. If you are an eligible student, you are automatically enrolled in the plan each semester and billed for the premium through your bursar account. Participation is mandatory unless proof of comparable coverage and a waiver form are submitted and approved by the deadline (see Premiums and Deadlines below). An email detailing the waiver process and any applicable deadlines is sent to eligible students each plan year.

Dependent Coverage

As an eligible student, you have the option to insure your dependents for an additional cost, including your spouse and unmarried children under the age of 26. Coverage is only available to your dependents if and when you are insured under the plan. Dependents must be enrolled by the deadlines listed in the tables below.

Enrollment can be completed online or by paper form. Regardless of your enrollment method, Anthem must receive your application and premium payment no later than the enrollment deadline listed below. Dependent premiums can be paid at the time of enrollment or by monthly installments; however, they cannot be charged to your bursar account.

Enroll Your Dependents

If the enrollment deadline has passed, you cannot enroll your dependents until the next coverage period, unless there has been a significant life change known as an IRS-qualifying life event (i.e., marriage, birth, loss of prior coverage). If enrollment is submitted within 30 days of the qualifying event, coverage will be backdated and begin on the date of the qualifying event. Enrollments submitted more than 30 days after the qualifying event will not be accepted, and you will have to wait until the next coverage period to enroll. Contact the Student Insurance Specialist at 812-856-4650 or for more information.

Premiums and Deadlines

IU School of Medicine Premiums


 
Student* Spouse** Child** Children** Coverage
Period
Dependent
Enrollment
Deadline
Annual
2020-21
$3,626 $3,626 $3,626 $7,252 August 1, 2021 to
July 31, 2022
Sept. 15, 2021
Fall $1,917.34 $1,917.34 $1,917.34 $3,834.68 August 1, 2021 to
February 9, 2022
Sept. 15, 2022
Spring/
Summer
$1,708.71 $1,708.71 $1,708.71 $3,417.42 February 10, 2022 to
July 31, 2022
Feb. 28, 2022
2nd Semester
Seniors
$1,400.75 $1,400.75 $1,400.75 $2,801.50 February 10, 2022 to
June 30, 2022
Feb. 28, 2022
*Premiums for student coverage are billed to your bursar account. IUSM students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

IU School of Dentistry Premiums


 
Student* Spouse** Child** Children** Coverage
Period
Dependent
Enrollment
Deadline
Annual $3,626 $3,626 $3,626 $7,252 August 1, 2021 to
July 31, 2022
Sept. 15, 2021
Early Arrival Annual $3,934.02 $3,934.02 $3,934.02 $7,868.04 July 1, 2021 to July 31, 2022 Sept. 15, 2021
Fall $1,519.96 $1,519.96 $1,519.96 $3,039.92 August 1, 2021 to
December 31, 2021
Sept. 15, 2021
Early Arrival Fall $1,827.93 $1,827.93 $1,827.93 $3,655.86 July 1, 2021 to December 31, 2021 Sept. 15, 2021
Spring/
Summer
$2,106.09 $2,106.09 $2,106.09 $4,212.18 January 1, 2022 to
July 31, 2022
Feb. 28, 2022
*Premiums for student coverage are billed to your bursar account. IUSD students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

IU School of Health and Human Sciences (SHHS) Premiums


 
Student* Spouse** Child** Children** Coverage
Period
Dependent
Enrollment
Deadline
Summer $860 $860 $860 $1,720 May 1, 2021 to
July 31, 2021
June 1, 2021
Annual $3,626 $3,626 $3,626 $7,252 August 1, 2021 to July 31, 2022 Sept. 15, 2021
Fall $1,519.96 $1,519.96 $1,519.96 $3,039.92 August 1, 2021 to December 31, 2021 Sept. 15, 2021
Spring/
Summer
$2,106.09 $2,106.09 $2,106.09 $4,212.18 January 1, 2022 to July 31, 2022 Feb. 28, 2022
*Premiums for student coverage are billed to your bursar account. IUSHHS students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

IU School of Optometry Premiums


 
Student* Spouse** Child** Children** Coverage
Period
Dependent
Enrollment
Deadline
Annual $3,626 $3,626 $3,626 $7,252 August 1, 2021 to
July 31, 2022
Sept. 15, 2021
Fall $1,519.96 $1,519.96 $1,519.96 $3,039.92 August 1, 2021 to
December 31, 2021
Sept. 15, 2021
Spring/
Summer
$2,106.09 $2,106.09 $2,106.09 $4,212.18 January 1, 2022 to
July 31, 2022
Feb. 28, 2022
*Premiums for student coverage are billed to your bursar account. IUSO students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

Medical Coverage While Traveling

Your medical coverage follows you wherever you go, including across the United States and overseas. As an Anthem member, you have access to care across the country through the BlueCard PPO program, and outside the U.S. through the Blue Cross Global Core program. Download this flyer to learn how to access medical care while traveling.

Emergency Travel Services and AD&D Benefit

Your health plan coverage includes Academic Emergency Services (AES). With AES you have access to 24/7 assistance if you experience an emergency while traveling over 100 miles from home or outside your country. Services available include emergency medical evacuation and repatriation, pre-travel and safety assistance, and an accidental death & dismemberment (AD&D) benefit. Learn more by reviewing the Plan Provisions or the Flyer & Medical Expense Claim Form. AES is available 24/7 by calling 1-855-873-3555 (within the U.S.) or 1-610-263-4660 (outside the U.S.).

Frequently Asked Questions

As a student eligible for the Professional Student Plan, I will be turning 26 in the middle of the school year. Am I required to be on the plan for the full year or am I able to waive now and enroll when I lose my other coverage?

If you currently have outside coverage, you can waive coverage under the IU-sponsored plan at the beginning of the waiver period. When you lose your outside coverage, contact the student insurance office at . We will walk you through the process of prorating onto the Professional Student Plan from the date that you lose coverage.

More FAQs

Additional Questions?

Anthem Student Insurance Plans
Phone: 844-412-0752
Web: www.anthem.com

University Health Plans—For Waiver Information ONLY
Phone: 833-251-1717
Web: www.universityhealthplans.com/intro/Indiana.html
Email:

IU Human Resources
Student Insurance Specialist
Phone: 812-856-4650
Email:

Plan Summaries

Resources