Professional Student Health Insurance Plan 2020-2021

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On this page: Highlights | Eligibility & Enrollment | Dependents | Premiums & Deadlines | Travel and AD&D Insurance | Questions | Resources

The plan is administered by Anthem Student Insurance Plans and University Health Plans. Participation in this plan is mandatory for IU School of Medicine (IUSM), IU School of Dentistry (IUSD), IU School of Health and Human Sciences (SHHS), and IU School of Optometry students unless proof of comparable coverage and an enrollment waiver are submitted and approved by the waiver deadline. Find detailed information, including out-of-pocket costs, full plan benefits, claims procedures, and exclusions in the Plan Summary (coming soon).

Please contact the Student Insurance office at regarding information on how to waive the Professional Student Plan.

Plan Highlights

  • Plan includes medical, prescription, vision and dental coverage all for one premium
  • Coverage nationwide and overseas: your benefits follow you wherever you go, offering 24/7 emergency medical care and assistance nationwide and overseas
  • 24/7 access to doctors from your mobile phone, tablet, or computer with a webcam through LiveHealth Online
  • 24/7 Nurseline: speak to a registered nurse who can help you with your fever, give you allergy relief tips and advise you where to go for care.
  • Mobile app to keep you healthy and connected to your benefits on the go

Plan Documents

Eligibility and Enrollment

IU School of Medicine (IUSM), IU School of Dentistry (IUSD), IU School of Health and Human Sciences (SHHS), and IU School of Optometry students who are currently taking classes are automatically enrolled in this plan each semester, and are billed for the premium through their bursar account. Participation in this plan is mandatory for these professional students unless proof of comparable coverage and an enrollment waiver are submitted and approved by the waiver deadline. An email detailing the waiver process and any applicable deadlines is sent to eligible students each plan year.

How to Enroll Dependents

Eligible students may also insure their dependents, including their spouse and unmarried children under the age of 26, for an additional cost. Dependent eligibility is effective and expires concurrently with that of the insured student, meaning coverage is only available to dependents if and when the student is insured under the plan. Dependents must be enrolled for the coverage period by the enrollment deadline listed in the table below.

Enrollment can be completed online or by paper submission. Regardless of your enrollment method, Anthem must receive your application and premium payment no later than the enrollment deadline listed below. Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

Enroll Your Dependents

If the enrollment deadline has passed, your dependents may not enroll until the next coverage period, unless there has been a significant life change known as a qualifying life event (i.e., marriage, birth, loss of prior coverage). If enrollment is submitted within 30 days of the qualifying event, coverage will be backdated and begin on the date of the qualifying event. If enrollment is submitted more than 30 days after the qualifying event, it will not be accepted and the student and their dependents will have to wait until the next coverage period to enroll. Please contact the Student Insurance Specialist for more information.

Premiums and Deadlines

IU School of Medicine Premiums


  		Student* Spouse** Child** Children** Coverage
Period 		Dependent
Enrollment
Deadline
Annual
2020-21		 $3,440 $3,440 $3,440 $6,880 August 1, 2020 to
July 31, 2021 		Sept. 15, 2020
Fall 2020-21 $1,814 $1,814 $1,814 $3,628 August 1, 2020 to
February 9, 2021 		Sept. 15, 2020
Spring/
Summer 2021		 $1,626 $1,626 $1,626 $3,252 February 10, 2021 to
July 31, 2021 		Feb. 28, 2021
2nd Semester
Seniors 2021		 $1,334 $1,334 $1,334 $2,668 February 10, 2021 to
June 30, 2021 		Feb. 28, 2021
*Premiums for student coverage are billed to your bursar account. IUSM students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account..

IU School of Dentistry Premiums


  		Student* Spouse** Child** Children** Coverage
Period 		Dependent
Enrollment
Deadline
Annual
2020-21		 $3,440 $3,440 $3,440 $6,880 August 1, 2020 to
July 31, 2021 		Sept. 15, 2020
Early Arrival Annual
2020-21		 $3,723 $3,723 $3,723 $7,446 July 1, 2020 to July 31, 2021 Sept. 15, 2020
Fall 2020 $1,436 $1,436 $1,436 $2,872 August 1, 2020 to
December 31, 2020 		Sept. 15, 2020
Early Arrival Fall 2020 $1,719 $1,719 $1,719 $3,438 July 1, 2020 to December 31, 2020 Sept. 15, 2020
Spring/
Summer 2021		 $2,004 $2,004 $2,004 $4,008 January 1, 2021 to
July 31, 2021 		Feb. 28, 2021
*Premiums for student coverage are billed to your bursar account. IUSD students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account.

IU School of Health and Human Sciences Premiums


  		Student* Spouse** Child** Children** Coverage
Period 		Dependent
Enrollment
Deadline
Summer 2021 $860 $860 $860 $1,720 May 1, 2021 to
July 31, 2021 		June 1, 2021
Annual
2021-22		 TBA TBA TBA TBA TBA TBA
Fall 2021 TBA TBA TBA TBA TBA TBA
Spring/
Summer 2022		 TBA TBA TBA TBA TBA TBA
*Premiums for student coverage are billed to your bursar account. IUSHHS students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account..

IU School of Optometry Premiums


  		Student* Spouse** Child** Children** Coverage
Period 		Dependent
Enrollment
Deadline
Summer 2020 $860 $860 $860 $1,720 May 1, 2020 to
July 31, 2020 		June 1, 2020
Annual
2020-21		 $3,440 $3,440 $3,440 $6,880 August 1, 2020 to
July 31, 2021 		Sept. 15, 2020
Fall 2020 $1,436 $1,436 $1,436 $2,872 August 1, 2020 to
December 31, 2020 		Sept. 15, 2020
Spring/
Summer 2021		 $2,004 $2,004 $2,004 $4,008 January 1, 2021 to
July 31, 2021 		Feb. 28, 2021
*Premiums for student coverage are billed to your bursar account. IUSO students are automatically enrolled—no enrollment form is required.

**Dependent premiums can be paid at the time of enrollment or by monthly installments; however, dependent premiums cannot be charged to your bursar account..

Travel and AD&D Insurance

Your coverage through your insurance plan includes Travel and Accidental Death and Dismemberment coverage. Academic Emergency Services (Travel) and AD&D coverage are underwritten by 4 Ever Life International Limited and administered by GeoBlue Worldwide. Your Travel coverage is through Academic Emergency Services and information about that can be found at the Academic Emergency Services Flyer & Medical Expense Claim Form. Your Accidental Death and Dismemberment coverage information can be found at the GeoBlue Medical Evacuation & Repatriation Document.

Medical Coverage While Traveling

In addition to Travel coverage, you also have medical coverage while traveling. If you are in need of medical coverage, you can find detailed information on how to access that coverage at the Global Core – Medical Coverage While Traveling flyer.

Frequently Asked Questions

As a student eligible for the Professional Student Plan, I will be turning 26 in the middle of the school year. Am I required to be on the Plan for the full year or am I able to waive now and enroll when I lose my other coverage?

All professional students who have current outside coverage are able to process through the waiver of the plan at the beginning of the waiver period. Then when you lose your outside coverage, contact the student insurance office at . We will walk you through the process of prorating onto the Professional Student Plan from the date that you lose coverage.

More FAQs

Additional Questions?

Anthem Student Insurance Plans
Phone: 844-412-0752
Web: www.anthem.com

University Health Plans—For Waiver Information ONLY
Phone: 833-251-1717
Web: www.universityhealthplans.com/intro/Indiana.html
Email:

IU Human Resources
Student Insurance Specialist
Phone: 812-856-4650
Email:

Plan Summaries

Resources