2022 Benefits Open Enrollment
October 18 – 29, 2021

It’s time for Open Enrollment—your annual opportunity to review and make benefit plan changes.

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Open Enrollment Guide

The Open Enrollment Guide contains detailed 2022 benefit information to help guide you during the enrollment process.

Download guide

Even if you are happy with your elections from last year, it’s always a good practice to review and confirm that you’ve signed up for the right plans for you and your family. Take the time to review your options; otherwise, you’ll have to wait a year until the next Open Enrollment period to make changes, unless you experience an IRS-defined qualified life event (such as getting married or having a baby).

During Open Enrollment, you have the opportunity to enroll in, or change, these benefits:

  • Medical & dental coverage (including signing a new Tobacco-free Affidavit for the 2022 premium reduction)
  • Supplemental AD&D
  • Healthcare and Dependent Care Flexible Spending Accounts (formerly known as the Tax Saver Benefit (TSB) Plan)
  • Health Savings Account (HSA)

Important Reminders

Open Enrollment begins on Monday, October 18, 2021, and closes at 11:59 p.m. ET on Friday, October 29, 2021. During this period, you can change your benefits, and add or remove dependents, with changes going into effect on January 1, 2022.

When it’s time to enroll, follow these instructions to make your 2022 elections online.

Some benefits require re-enrollment each year. If you take no action during Open Enrollment:

Your medical, dental, Health Savings Account (HSA), and Supplemental AD&D elections will continue in 2022.

You will not be enrolled in the Healthcare or Dependent Care Flexible Spending Accounts (formerly TSB), and will not receive the Tobacco-free Affidavit premium reduction. You must re-enroll in these plans each year.

Effective date of changes is January 1, 2022

All Open Enrollment changes are effective January 1, 2022. IRS regulations require that Open Enrollment benefit elections remain in place for the entire year unless you experience an IRS-defined qualifying life event. Certain life events, such as marriage, divorce, or the birth of a child, allow a corresponding change to your elections, but only within 30 days of the event. An exception is that you can make changes to your HSA contribution amount at any time during the year.