Tax Form 1095-C

Tax form 1095-C: Employer-provided health insurance

Form 1095-C is a tax information statement regulated under the Affordable Care Act (ACA). It reports specific information to the IRS, including whether Indiana University offered you health insurance during the year and, if so, the type of coverage offered and its affordability.

You do not need this form to file your federal tax return; however, you’re encouraged to keep it with your tax records.

Employees will receive an email notification when their 1095-C is available, but no later than the IRS deadline, March 2, 2026.

Important Health Coverage Tax Documents

Due to new federal regulations designed to reduce paperwork and administrative burden, IU will no longer automatically mail 1095-C tax forms starting with tax year 2025 (reported in 2026).

If you have access to IU systems, you can access your 1095-C in the Employee Center.

If you do not have access to IU systems, or wish to receive a paper copy, you can submit a Duplicate Statement Request Form to:

IU Human Resources
2709 E. 10th Street, Ste. 321
Bloomington, IN, 47408
askhr@iu.edu
+1-812-856-1234

Download your 1095-C

Detailed questions

IU reports 1095-C data to the IRS for the following individuals:

  1. Employees who were full-time (defined by the ACA as 30 service hours per week) for one month or more in 2025.
  2. Subscribers who were enrolled in any of the following IU-sponsored medical plans for at least one month in 2025:
    • Employee plans (Anthem PPO HDHP or Anthem PPO $500 Deductible Plan)
    • IU Student Academic Appointee (SAA) PPO Plan
    • IU Resident PPO Plan (for medical and optometry residents)
    • COBRA plans
    • Anthem Under 65 PPO HDHP (for IU retirees under age 65)

IU does not report 1095-C data for the following individuals:

  • Fellowship Recipients. You will receive a 1095-B directly from Anthem.
  • Anthem Blue Retiree participants (for IU retirees aged 65 and over). Assuming you’re enrolled in Medicare, you will receive a 1095-B from Medicare. However, for your first year of Medicare eligibility, if you were enrolled in an employee plan (including COBRA) for any part of the year, you can expect to receive a 1095-C from IU for those months.
  • International and professional students with IU-sponsored medical insurance. You will receive a 1095-B directly from Anthem.

No. 1095-C data is only reported for the primary subscriber (typically the employee); however, each covered dependent is included on the primary subscriber’s form.

If you do not have access to the Employee Center, you can submit a Duplicate Statement Request Form to receive a paper copy of your 1095-C.

If you are the primary statement recipient, you can access your 1095-C by:

No. The dollar amount listed on Line 15 is the lowest monthly cost for self-only coverage that was available to you in that calendar month. It is not necessarily what you actually paid for coverage that month.

These codes provide information to the IRS about the coverage offered to you by Indiana University, the affordability of the coverage offered, and the reason why you were or were not offered coverage for each month. Explanations for each code can be found in the instructions on the back of Form 1095-C.

Report any errors to IU Human Resources at askHR@iu.edu or +1-812-856-1234.

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