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Human Resources

Open Enrollment

Changes for 2018

All Medical Plans

  • The Pharmacy Benefits Manager (PBM) will transition from Express Scripts to CVS Caremark.

    What this Transition Means for You:
    • Prescription drug coinsurance/copays will remain the same for all plans.
    • There will be a new drug formulary (PDF).
    • There will be a new preventive drug list (PDF) for the HDHP plans.
  • Starting January 1, 2018, non-emergency services will not be covered when treated in an emergency room (ER), if more appropriate settings are available. If a member's claim for emergency services is denied, the member will be responsible for the charges.

Anthem PPO High Deductible Health Plan (Anthem HDHP)

  • New ID cards will be issued for 2018.
  • The in-network deductible will increase to the IRS minimum for 2018 of $1,350 for employee-only coverage, and $2,700 for all other coverage levels. The out-of-network deductible will increase to $2,700 for employee-only coverage, and $5,400 for all other coverage levels.
  • The in-network out-of-pocket maximum will increase to $2,700 for employee-only coverage, and $5,400 for all other coverage levels. The out-of-network out-of-pocket maximum will increase to $5,400 for employee-only coverage, and $10,800 for all other coverage levels.

Anthem PPO $500 Deductible

  • New ID cards will be issued for 2018.
  • The in-network prescription out-of-pocket maximums will increase to $4,250 for employee-only coverage, and $6,100 for all other coverage levels. Medical expenses do not count toward the prescription out-of-pocket maximum.

IU Health High Deductible Health Plan (IU Health HDHP)

  • New medical and prescription ID cards will be issued for 2018.

Health Savings Account (HSA)

  • There are no changes to the university’s contribution to the Health Savings Accounts in 2018. The contribution for the IU Health HDHP will be $1,600 for employee-only/$3,200 for all other coverage levels. For the Anthem PPO HDHP, the University’s contribution will be $1,300 employee-only/$2,600 for all other coverage level.
  • Check the expiration date on your IU Benefits Card. If your card expires in 12/2017 you will receive new cards from Nyhart.
  • The annual IRS contribution maximums will increase to $3,450 for employee-only coverage, and $6,900 for all other coverage levels.

Tax-Saver Benefit (TSB)

Healthcare Reimbursement Account

  • Check the expiration date on your IU Benefits Card. If your card expires in 12/2017 you will receive new cards from Nyhart.
  • The IRS maximum contribution Limit will increase to $2,600.

Dependent Care Reimbursement Account

  • No plan changes.

IU Dental Plan

  • For each member who receives at least one preventive cleaning/exam per calendar year, their annual benefit will increase by $100 in the subsequent year, up to a maximum of $1,500.
  • The child orthodontia lifetime maximum will increase to $1,000.

Personal Accident Insurance (PAI)

  • No plan changes.

Things To Do

 

Page updated: November 2017

IU Human Resources
Poplars E165, 400 E. 7th St., Bloomington, IN 47405